CFDs and Speculative Products and Appropriateness

Following on from PRIIPs (see previous article), ESMA has published an updated version of its Q&As (2016/1165) concerning the “provision of CFDs and other speculative products to retail investors under MiFID”.

PRIIPs: Are you ready?

Regulation 1286/2014 on the provision of key information documents for packaged retail and insurance-based investment products (PRIIPs) applies from 31 December 2016.

Shadow IT and File Sharing

Firms have a need to share files with third parties and all to often, email is not enough. With IT consumerisation has come the rise of low entry file sharing services and another potential security issue.

Financial Advice Market Review (FAMR)

In March the Treasury and the FCA reported following a major review into financial advice to establish how the market can function better for consumers.